I Looked Into Rakuten Mobile's Age-Based Discounts: Kids, Teens, and Seniors

Good morning, it’s まさきん.

I recently wrote about crunching the numbers on the family referral campaign, but that same flyer also had a table of age-based discounts. This time, let’s look at that.

Looking at it honestly made me happy. Whether it’s kids, students, or the senior generation, it seemed like someone in almost any family would qualify for something.

Four Programs Based on Age

According to the flyer, there are four discount and points-back programs depending on age and how you use your line: Saikyo Family Discount, Saikyo Kids Discount, Saikyo Youth Discount, and Saikyo Senior Program.

All of them work as additional discounts on top of the tiered plan’s base rate. I already covered the base-rate structure in an earlier article, so this time I’ll just focus on the age-based add-ons.

Here’s a simple table of just the conditions from the flyer.

Lined up like this, the difference between a discount and points-back becomes clear at a glance. I’ll get into that difference in more detail below.

The Family Discount: A Baseline Anyone Can Get

The Saikyo Family Discount applies to anyone in a family. It knocks ¥100 (excl. tax) off the monthly bill.

I’d call this the simplest of the four programs. Since there’s no age requirement, it’s probably the first thing to check for any household with multiple family lines.

The Kids Discount Is Generous, But There’s a Name-on-the-Account Hurdle

The Saikyo Kids Discount applies up to age 12 (through the month before their 13th birthday month). On plans up to 3GB, it knocks off as much as ¥400 (excl. tax) a month. That makes it the most generous of the four.

There’s a catch, though. The fine print says the line has to be contracted in the child’s own name. Just adding a kid’s SIM to a parent’s line doesn’t qualify.

You need a separate contract in the child’s own name. I felt something similar when I opened a bank account in my child’s name — putting something in a separate name always comes with a bit of extra work. There’s more identity verification and guardian-consent paperwork involved.

Still, I’d recommend getting that extra step done early. Doing so lets you keep the biggest discount, ¥400 a month, for longer. Setting up a new line for a child seems like a good moment to put it in their own name from the start.

Paired with a contract in the child’s own name, the Kids Discount might be the best one to aim for.

The Youth Discount Will Apply to More Families Over Time

The Saikyo Youth Discount covers ages 13 through the month before turning 23. At ¥100 (excl. tax) a month, it’s the same amount as the Family Discount.

It seems designed to broadly cover the age range from middle schoolers through college students. Even households with young kids now will eventually have someone qualify.

The Senior Program Is Points-Back, Not a Discount

This one works a little differently. The Saikyo Senior Program applies from age 65. Its mechanism is different from the other three.

The Family, Kids, and Youth discounts all reduce the monthly bill directly. The Senior Program instead gives back 110 points every month.

On the flyer’s price table, it’s shown as an “effective ¥780” — the price after subtracting the point value. Since the points can be used like normal for everyday shopping, the value is the same either way.

The points that come back are time-limited points. Same as when I looked into the timing of referral campaign points, it’s worth checking the crediting timing and expiration date ahead of time. As long as you use them up, you get the full value shown as the effective price.

Mapping This Onto My Own Four Kids

I have four kids at home. Going through the four programs, I thought about how each age would apply to them. Just thinking about it honestly got me a little excited.

If I set up a new line for my youngest, that would qualify for the Kids Discount. Keeping it in the child’s own name would mean getting that ¥400 discount for a good long while.

Once the older kids reach smartphone age, they’d move to the Youth Discount. Since the amount is the same as the Family Discount, the transition should happen naturally without worrying about the exact timing.

Looking further ahead, I’ll eventually qualify for the Senior Program myself. It feels like, as a family ages through the years, there’s always some discount that applies to someone, from the kids to the parents.

I’d recommend checking the official site line by line for exactly how many programs can be combined. In our house, I’m looking forward to checking this one by one as the kids grow up.

Stacking This on Top of the Base Rate

These age-based discounts are, after all, just an add-on to the base rate. As I found when comparing base rates against the major carriers’ unlimited plans, Rakuten Mobile’s base rate itself, with the family discount applied, came out ¥3,000–4,000 or more cheaper per month than Docomo, au, or SoftBank.

In other words, these age-based discounts and points-back stack on top of an already-cheap base rate. Once you add the Kids Discount or Senior Program on top of that base-rate gap, the difference looked at across the whole family gets even bigger.

Wrap-up

The age-based discount and points-back programs came in four types: Family, Kids, Youth, and Senior. Every age group has some discount available. Add that on top of an already-cheap base rate, and the difference across a whole family adds up to a surprisingly large amount.

The Senior Program is the only one of the four that works as points-back instead of a discount. Since it’s shown as an effective price, it feels just as good as a straight discount.

This is based on the conditions listed on a flyer as of July 2026. The eligible ages, discount amounts, and points conditions may be revised later, so please check the official site for the latest details before applying.

I plan to keep checking this as my own kids grow up, and I’m honestly looking forward to it. If this caught your interest, try mapping it onto your own family. I bet you’ll find something nice somewhere.

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